HDFC Bank Limited vs Union Bank of India

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Union Bank of India (UNIONBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs UNIONBANK on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth11
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

UNIONBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
6.75
1.78
P/B ratio
1.04
2.59%
Dividend yield
2.79%
₹49.50
EPS
₹25.45

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
14.55%
5.86%
Return on capital
5.91%
21.46%
EBITDA margin
19.85%
21.81%
Net margin
18.19%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
9.58%
18.10%
Profit CAGR (3Y)
31.67%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.24L Cr
Market cap
₹1.31L Cr
₹3.49L Cr
Revenue
₹1.07L Cr
₹76,026 Cr
Net profit
₹19,430 Cr
0.00
Debt / equity even
0.00
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
Union Bank of India
  • + ["Company has delivered good profit growth of 46.7% CAGR over last 5 years", "Stock is trading at 0.98 times its book value"]
  • − []
HDFC Bank Limited full analysis Union Bank of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs UNIONBANK: Share Price, Valuation & Which to Buy | DocStoX