HDFC BANK LTD vs UTI ASSET MNGMT CO LTD

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and UTI ASSET MNGMT CO LTD (UTIAMC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads HDFCBANK vs UTIAMC on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.20
P/E ratio
27.94
2.11
P/B ratio
2.70
2.53%
Dividend yield
4.49%
₹49.39
EPS
₹31.44

Profitability

UTIAMC takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
10.30%
7.04%
Return on capital
16.00%
21.46%
EBITDA margin
48.00%
15.99%
Net margin
27.68%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
10.40%
19.74%
Profit CAGR (3Y)
2.37%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.83L Cr
Market cap
₹11,308 Cr
₹4.95L Cr
Revenue
₹1,705 Cr
₹79,219 Cr
Net profit
₹472 Cr
0.00
Debt / equity
0.03
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
UTI ASSET MNGMT CO LTD
  • + ["Company is almost debt free.", "Stock is providing a good dividend yield of 4.51%.", "Company has been maintaining a healthy dividend payout of 96.4%"]
  • ["The company has delivered a poor sales growth of 7.84% over past five years."]
HDFC BANK LTD full analysis UTI ASSET MNGMT CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs UTIAMC: Share Price, Valuation & Which to Buy | DocStoX