HDFC Bank Limited vs UTI Asset Management Company Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and UTI Asset Management Company Limited (UTIAMC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs UTIAMC on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth20
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
27.59
1.78
P/B ratio
2.63
2.59%
Dividend yield
4.34%
₹49.50
EPS
₹31.51

Profitability

UTIAMC takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
8.97%
5.86%
Return on capital
14.16%
21.46%
EBITDA margin
47.62%
21.81%
Net margin
27.82%

Growth

HDFCBANK takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
10.26%
18.10%
Profit CAGR (3Y)
2.42%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹11,182 Cr
₹3.49L Cr
Revenue
₹1,698 Cr
₹76,026 Cr
Net profit
₹472 Cr
0.00
Debt / equity even
0.00
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
UTI Asset Management Company Limited
  • + ["Company has been maintaining a healthy dividend payout of 108.8%"]
  • − ["The company has delivered a poor sales growth of 7.8% over past five years.", "The company has delivered a poor profit growth of -0.9% over past five years."]
HDFC Bank Limited full analysis UTI Asset Management Company Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.