HDFC BANK LTD vs VARDHMAN HOLDINGS LIMITED

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and VARDHMAN HOLDINGS LIMITED (VHL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

HDFC BANK LTD and VARDHMAN HOLDINGS LIMITED are evenly matched on the numbers (66, 2 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

16.59
P/E ratio
5.18
2.11
P/B ratio
0.30
2.20%
Dividend yield
0.14%
₹49.39
EPS
₹676.83

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
5.91%
7.04%
Return on capital
6.00%
0.00%
EBITDA margin
83.00%
0.00%
Net margin
1800.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
25.99%
19.74%
Profit CAGR (3Y)
-1.79%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹12.62L Cr
Market cap
₹1,125 Cr
₹0 Cr
Revenue
₹12 Cr
₹79,219 Cr
Net profit
₹216 Cr
0.00
Debt / equity
0.00
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.27,80,601 Cr.", "Earnings include an other income of Rs.1,46,848 Cr."]
VARDHMAN HOLDINGS LIMITED
  • + ["Company is almost debt free.", "Stock is trading at 0.30 times its book value", "Market value of investments Rs.3,728 Cr. is more than the Market Cap Rs.1,129 Cr."]
  • ["Tax rate seems low", "Company has a low return on equity of 6.42% over last 3 years.", "Earnings include an other income of Rs.219 Cr.", "Dividend payout has been low at 0.74% of profits over last 3 years"]
HDFC BANK LTD full analysis VARDHMAN HOLDINGS LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFC BANK LTD vs VARDHMAN HOLDINGS LIMITED: Share Price, Valuation & Which to Buy | DocStoX