HDFC Life Insurance Company Limited vs ICICI Bank Limited

A side-by-side comparison of HDFC Life Insurance Company Limited (HDFCLIFE) and ICICI Bank Limited (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Limited leads HDFCLIFE vs ICICIBANK on 11 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability13
  • Growth20
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

62.42
P/E ratio
18.41
5.83
P/B ratio
2.66
0.40%
Dividend yield
0.87%
₹8.86
EPS
₹75.89

Profitability

ICICIBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.77%
Return on equity
14.28%
0.59%
Return on capital
5.70%
1.80%
EBITDA margin
0.00%
1.94%
Net margin
29.68%

Growth

HDFCLIFE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

12.05%
Revenue CAGR (3Y)
6.96%
11.81%
Profit CAGR (3Y)
7.93%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.20L Cr
Market cap
₹10.03L Cr
₹98,770 Cr
Revenue
₹1.95L Cr
₹1,912 Cr
Net profit
₹57,936 Cr
0.17
Debt / equity
0.00
HDFC Life Insurance Company Limited
  • + []
  • − ["Stock is trading at 6.77 times its book value", "The company has delivered a poor sales growth of 6.7% over past five years."]
ICICI Bank Limited
  • + ["Company has delivered good profit growth of 23.3% CAGR over last 5 years"]
  • − []
HDFC Life Insurance Company Limited full analysis ICICI Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.