HDFC LIFE INS CO LTD vs STATE BANK OF INDIA
A side-by-side comparison of HDFC LIFE INS CO LTD (HDFCLIFE) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, STATE BANK OF INDIA leads HDFCLIFE vs SBIN on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation04
- Profitability13
- Growth01
- Size & financial health04
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
SBIN takes 4/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
SBIN takes 3/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
SBIN takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
SBIN takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has been maintaining a healthy dividend payout of 25.3%"]
- − ["Stock is trading at 6.09 times its book value", "The company has delivered a poor sales growth of 6.81% over past five years.", "Tax rate seems low", "Company has a low return on equity of 11.1% over last 3 years.", "Earnings include an other income of Rs.931 Cr."]
- + ["Company has been maintaining a healthy dividend payout of 18.6%"]
- − ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.