HSG & URBAN DEV CORPN LTD vs STATE BANK OF INDIA

A side-by-side comparison of HSG & URBAN DEV CORPN LTD (HUDCO) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

HSG & URBAN DEV CORPN LTD and STATE BANK OF INDIA are evenly matched on the numbers (55, 4 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.07
P/E ratio
11.57
1.88
P/B ratio
1.63
2.22%
Dividend yield
1.70%
₹20.15
EPS
₹90.24

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

20.20%
Return on equity
15.40%
8.41%
Return on capital
6.13%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
33.36%
Profit CAGR (3Y)
14.49%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹40,631 Cr
Market cap
₹9.64L Cr
₹0 Cr
Revenue
₹0 Cr
₹4,034 Cr
Net profit
₹86,666 Cr
5.24
Debt / equity
0.00
HSG & URBAN DEV CORPN LTD
  • + ["Company has delivered good profit growth of 20.6% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 33.3%"]
  • ["Company has low interest coverage ratio.", "Tax rate seems low", "Company might be capitalizing the interest cost"]
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,97,711 Cr."]
HSG & URBAN DEV CORPN LTD full analysis STATE BANK OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.