ICICI BANK LTD. vs ICICI PRU LIFE INS CO LTD

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and ICICI PRU LIFE INS CO LTD (ICICIPRULI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs ICICIPRULI on 8 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
44.83
2.78
P/B ratio
5.28
0.78%
Dividend yield
0.34%
₹75.71
EPS
₹11.09

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
12.60%
7.20%
Return on capital
10.00%
0.00%
EBITDA margin
2.00%
0.00%
Net margin
2.54%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.87%
17.78%
Profit CAGR (3Y)
25.53%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹72,051 Cr
₹0 Cr
Revenue
₹63,357 Cr
₹57,936 Cr
Net profit
₹1,608 Cr
0.00
Debt / equity
0.19
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
ICICI PRU LIFE INS CO LTD
  • + ["Company is expected to give good quarter"]
  • ["Stock is trading at 5.43 times its book value", "The company has delivered a poor sales growth of -5.30% over past five years.", "Tax rate seems low", "Company has a low return on equity of 8.75% over last 3 years."]
ICICI BANK LTD. full analysis ICICI PRU LIFE INS CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs ICICI PRU LIFE INS CO LTD: Share Price, Valuation & Which to Buy | DocStoX