ICICI BANK LTD. vs ICICI PRU LIFE INS CO LTD

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and ICICI PRU LIFE INS CO LTD (ICICIPRULI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs ICICIPRULI on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.89
P/E ratio
44.54
2.78
P/B ratio
5.28
0.83%
Dividend yield
0.32%
₹75.71
EPS
₹11.09

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
12.60%
7.20%
Return on capital
10.00%
0.00%
EBITDA margin
2.00%
30.02%
Net margin
2.54%

Growth

ICICIPRULI takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
7.87%
7.93%
Profit CAGR (3Y)
25.53%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.26L Cr
Market cap
₹71,777 Cr
₹3.12L Cr
Revenue
₹63,357 Cr
₹57,936 Cr
Net profit
₹1,608 Cr
0.00
Debt / equity
0.17
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
ICICI PRU LIFE INS CO LTD
  • + ["Company is expected to give good quarter"]
  • ["Stock is trading at 5.38 times its book value", "The company has delivered a poor sales growth of -5.30% over past five years.", "Tax rate seems low", "Company has a low return on equity of 8.75% over last 3 years."]
ICICI BANK LTD. full analysis ICICI PRU LIFE INS CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICIBANK vs ICICIPRULI: Share Price, Valuation & Which to Buy | DocStoX