ICICI BANK LTD. vs IDBI BANK LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and IDBI BANK LIMITED (IDBI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs IDBI on 5 of 14 metrics (5 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
10.15
2.78
P/B ratio
1.32
0.78%
Dividend yield
2.55%
₹75.71
EPS
₹8.57

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
14.10%
7.20%
Return on capital
5.92%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)
35.32%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹93,556 Cr
₹0 Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹9,237 Cr
0.00
Debt / equity
0.00
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
IDBI BANK LIMITED
  • + ["Company has delivered good profit growth of 43.5% CAGR over last 5 years"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 7.78% over past five years.", "Tax rate seems low", "Company has a low return on equity of 13.2% over last 3 years.", "Contingent liabilities of Rs.2,89,480 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.6,637 Cr."]
ICICI BANK LTD. full analysis IDBI BANK LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs IDBI BANK LIMITED: Share Price, Valuation & Which to Buy | DocStoX