ICICI BANK LTD. vs IDFC FIRST BANK LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and IDFC FIRST BANK LIMITED (IDFCFIRSTB) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs IDFCFIRSTB on 11 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability30
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.86
P/E ratio
44.73
2.78
P/B ratio
1.45
0.83%
Dividend yield
0.30%
₹75.71
EPS
₹1.90

Profitability

ICICIBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
3.48%
7.20%
Return on capital
5.29%
0.00%
EBITDA margin even
0.00%
30.02%
Net margin
3.97%

Growth

ICICIBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
Profit CAGR (3Y)
-12.90%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.30L Cr
Market cap
₹73,103 Cr
₹3.12L Cr
Revenue
₹48,422 Cr
₹57,936 Cr
Net profit
₹1,611 Cr
0.00
Debt / equity
0.77
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
IDFC FIRST BANK LIMITED
  • + ["Company's median sales growth is 26.4% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 5.71% over last 3 years.", "Contingent liabilities of Rs.5,47,873 Cr.", "Earnings include an other income of Rs.7,956 Cr.", "Dividend payout has been low at 8.38% of profits over last 3 years"]
ICICI BANK LTD. full analysis IDFC FIRST BANK LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.