ICICI BANK LTD. vs INDBANK MERCH BANK

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and INDBANK MERCH BANK (INDBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs INDBANK on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth01
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.86
P/E ratio
19.65
2.78
P/B ratio
1.40
0.83%
Dividend yield
0.00%
₹75.71
EPS
₹1.60

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
7.21%
7.20%
Return on capital
10.34%
0.00%
EBITDA margin
39.47%
30.02%
Net margin
28.24%

Growth

INDBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
11.39%
7.93%
Profit CAGR (3Y)
26.71%

Size & financial health

ICICIBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.28L Cr
Market cap
₹139 Cr
₹3.12L Cr
Revenue
₹25 Cr
₹57,936 Cr
Net profit
₹7 Cr
0.00
Debt / equity even
0.00
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
INDBANK MERCH BANK
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of 11.0% over past five years.", "Company has a low return on equity of 9.09% over last 3 years."]
ICICI BANK LTD. full analysis INDBANK MERCH BANK full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICIBANK vs INDBANK: Share Price, Valuation & Which to Buy | DocStoX