ICICI BANK LTD. vs INDUSIND BANK LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and INDUSIND BANK LIMITED (INDUSINDBK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs INDUSINDBK on 8 of 14 metrics (5 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
90.03
2.78
P/B ratio
1.12
0.78%
Dividend yield
0.15%
₹75.71
EPS
₹11.41

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
1.36%
7.20%
Return on capital
5.68%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)
-50.75%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹80,038 Cr
₹0 Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹889 Cr
0.00
Debt / equity
0.00
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
INDUSIND BANK LIMITED
  • + ["Stock is trading at 1.16 times its book value"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 9.79% over past five years.", "Promoter holding is low: 15.5%", "Company has a low return on equity of 6.61% over last 3 years.", "Contingent liabilities of Rs.14,36,530 Cr.", "Promoters have pledged 42.8% of their holding.", "Dividend payout has been low at 9.15% of profits over last 3 years", "Working capital days have increased from 197 days to 277 days"]
ICICI BANK LTD. full analysis INDUSIND BANK LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.