ICICI BANK LTD. vs J & K BANK LTD.

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and J & K BANK LTD. (J&KBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, J & K BANK LTD. leads ICICIBANK vs J&KBANK on 6 of 14 metrics (3 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
8.52
2.78
P/B ratio
1.22
0.78%
Dividend yield
1.28%
₹75.71
EPS
₹21.43

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
15.40%
7.20%
Return on capital
5.84%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
34.68%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)
25.96%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹21,165 Cr
₹0 Cr
Revenue
₹175179.00L Cr
₹57,936 Cr
Net profit
₹2,360 Cr
0.00
Debt / equity
0.00
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
J & K BANK LTD.
  • + ["Company has delivered good profit growth of 40.7% CAGR over last 5 years"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.2% over past five years.", "Contingent liabilities of Rs.7,081 Cr.", "Company might be capitalizing the interest cost", "Promoter holding has decreased over last 3 years: -4.01%"]
ICICI BANK LTD. full analysis J & K BANK LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs J & K BANK LTD.: Share Price, Valuation & Which to Buy | DocStoX