ICICI BANK LTD. vs JIO FIN SERVICES LTD

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and JIO FIN SERVICES LTD (JIOFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs JIOFIN on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth01
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.80
P/E ratio
95.61
2.78
P/B ratio
1.14
0.83%
Dividend yield
0.25%
₹75.71
EPS
₹2.46

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
1.19%
7.20%
Return on capital
2.00%
0.00%
EBITDA margin
66.00%
30.02%
Net margin
44.44%

Growth

JIOFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
327.39%
7.93%
Profit CAGR (3Y)
269.27%

Size & financial health

ICICIBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.21L Cr
Market cap
₹1.51L Cr
₹3.12L Cr
Revenue
₹3,513 Cr
₹57,936 Cr
Net profit
₹1,561 Cr
0.00
Debt / equity even
0.00
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
JIO FIN SERVICES LTD
  • + ["Stock is trading at 1.13 times its book value", "Company is expected to give good quarter", "Promoter holding has increased by 2.01% over last quarter."]
  • ["Company has a low return on equity of 1.23% over last 3 years."]
ICICI BANK LTD. full analysis JIO FIN SERVICES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.