ICICI BANK LTD. vs JM FINANCIAL LIMITED
A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and JM FINANCIAL LIMITED (JMFINANCIL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, ICICI BANK LTD. leads ICICIBANK vs JMFINANCIL on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation13
- Profitability22
- Growth01
- Size & financial health40
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
JMFINANCIL takes 3/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
EvenHow efficiently each company turns capital and sales into profit. Higher is better.
Growth
JMFINANCIL takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
ICICIBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- − ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
- + ["Stock is trading at 1.16 times its book value", "Company has been maintaining a healthy dividend payout of 34.6%"]
- − ["The company has delivered a poor sales growth of 5.63% over past five years.", "Company has a low return on equity of 8.99% over last 3 years.", "Debtor days have increased from 73.5 to 124 days."]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

