ICICI Bank Ltd vs Kanungo Financiers Ltd

A side-by-side comparison of ICICI Bank Ltd (ICICIBANK) and Kanungo Financiers Ltd (KANUNGO) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Ltd leads ICICIBANK vs KANUNGO on 7 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.33
P/E ratio
17.50
2.78
P/B ratio
0.60
0.78%
Dividend yield
0.00%
₹75.71
EPS
₹0.52

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
3.76%
7.20%
Return on capital
6.20%
0.00%
EBITDA margin
90.74%
0.00%
Net margin
14.81%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
Profit CAGR (3Y)
34.31%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.25L Cr
Market cap
₹4 Cr
₹0 Cr
Revenue
₹2 Cr
₹57,936 Cr
Net profit
₹0 Cr
0.00
Debt / equity
0.39
ICICI Bank Ltd
  • ["Stock is trading at 2.74 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,18,852 Cr."]
Kanungo Financiers Ltd
  • + ["Company has reduced debt.", "Stock is trading at 0.60 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Promoter holding is low: 4.40%", "Company has a low return on equity of 6.06% over last 3 years.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1.78 Cr.", "Company's cost of borrowing seems high", "Promoter holding has decreased over last 3 years: -16.1%"]
ICICI Bank Ltd full analysis Kanungo Financiers Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI Bank Ltd vs Kanungo Financiers Ltd: Share Price, Valuation & Which to Buy | DocStoX