ICICI BANK LTD. vs KARUR VYSYA BANK LTD

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and KARUR VYSYA BANK LTD (KARURVYSYA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs KARURVYSYA on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.77
P/E ratio
13.41
2.78
P/B ratio
2.37
0.83%
Dividend yield
0.75%
₹75.71
EPS
₹25.97

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
17.79%
7.20%
Return on capital
6.92%
0.00%
EBITDA margin
26.20%
30.02%
Net margin
19.08%

Growth

KARURVYSYA takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
Profit CAGR (3Y)
31.42%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.22L Cr
Market cap
₹33,640 Cr
₹3.12L Cr
Revenue
₹13,159 Cr
₹57,936 Cr
Net profit
₹2,510 Cr
0.00
Debt / equity
0.19
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
KARUR VYSYA BANK LTD
  • + ["Company has delivered good profit growth of 47.2% CAGR over last 5 years"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 2.07%", "Contingent liabilities of Rs.14,661 Cr.", "Company might be capitalizing the interest cost"]
ICICI BANK LTD. full analysis KARUR VYSYA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICIBANK vs KARURVYSYA: Share Price, Valuation & Which to Buy | DocStoX