ICICI BANK LTD. vs KFIN TECHNOLOGIES LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and KFIN TECHNOLOGIES LIMITED (KFINTECH) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KFIN TECHNOLOGIES LIMITED leads ICICIBANK vs KFINTECH on 7 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
44.57
2.78
P/B ratio
8.96
0.78%
Dividend yield
1.37%
₹75.71
EPS
₹19.92

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
21.60%
7.20%
Return on capital
29.00%
0.00%
EBITDA margin
41.00%
0.00%
Net margin
26.44%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
21.80%
17.78%
Profit CAGR (3Y)
20.62%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹15,307 Cr
₹0 Cr
Revenue
₹1,301 Cr
₹57,936 Cr
Net profit
₹344 Cr
0.00
Debt / equity
0.03
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
KFIN TECHNOLOGIES LIMITED
  • + ["Company is almost debt free.", "Company has delivered good profit growth of 48.3% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 46.3%"]
  • ["Stock is trading at 9.29 times its book value", "Promoter holding has decreased over last 3 years: -26.6%"]
ICICI BANK LTD. full analysis KFIN TECHNOLOGIES LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs KFIN TECHNOLOGIES LIMITED: Share Price, Valuation & Which to Buy | DocStoX