ICICI Bank Ltd vs Kumbhat Financial Services Ltd

A side-by-side comparison of ICICI Bank Ltd (ICICIBANK) and Kumbhat Financial Services Ltd (KUMPFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kumbhat Financial Services Ltd leads ICICIBANK vs KUMPFIN on 6 of 14 metrics (3 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.33
P/E ratio
9.80
2.78
P/B ratio
2.28
0.78%
Dividend yield
0.00%
₹75.71
EPS
₹2.55

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
25.65%
7.20%
Return on capital
11.65%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
Profit CAGR (3Y)
141.01%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.25L Cr
Market cap
₹14 Cr
₹0 Cr
Revenue
₹209.60L Cr
₹57,936 Cr
Net profit
₹1 Cr
0.00
Debt / equity
1.89
ICICI Bank Ltd
  • ["Stock is trading at 2.74 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,18,852 Cr."]
Kumbhat Financial Services Ltd
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Promoter holding is low: 24.8%", "Company has a low return on equity of 3.03% over last 3 years."]
ICICI Bank Ltd full analysis Kumbhat Financial Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.