ICICI BANK LTD. vs LAXMI INDIA FINANCE LTD

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and LAXMI INDIA FINANCE LTD (LAXMIINDIA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs LAXMIINDIA on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.84
P/E ratio
13.28
2.78
P/B ratio
1.38
0.83%
Dividend yield
0.00%
₹75.71
EPS
₹9.52

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
10.75%
7.20%
Return on capital
11.60%
0.00%
EBITDA margin
63.80%
30.02%
Net margin
15.81%

Growth

LAXMIINDIA takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
34.52%
7.93%
Profit CAGR (3Y)
45.97%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.21L Cr
Market cap
₹669 Cr
₹3.12L Cr
Revenue
₹315 Cr
₹57,936 Cr
Net profit
₹50 Cr
0.00
Debt / equity
2.86
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
LAXMI INDIA FINANCE LTD
  • + ["Company has delivered good profit growth of 36.5% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio."]
ICICI BANK LTD. full analysis LAXMI INDIA FINANCE LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICIBANK vs LAXMIINDIA: Share Price, Valuation & Which to Buy | DocStoX