ICICI BANK LTD. vs M&M FIN. SERVICES LTD

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and M&M FIN. SERVICES LTD (M&MFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

ICICI BANK LTD. and M&M FIN. SERVICES LTD are evenly matched on the numbers (66, 2 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
15.78
2.78
P/B ratio
1.76
0.78%
Dividend yield
2.23%
₹75.71
EPS
₹20.54

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
12.30%
7.20%
Return on capital
8.72%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
29.52%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)
11.37%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹47,377 Cr
₹0 Cr
Revenue
₹296286.00L Cr
₹57,936 Cr
Net profit
₹2,861 Cr
0.00
Debt / equity
5.14
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
M&M FIN. SERVICES LTD
  • + ["Company has been maintaining a healthy dividend payout of 37.4%"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 11.1% over last 3 years.", "Company might be capitalizing the interest cost"]
ICICI BANK LTD. full analysis M&M FIN. SERVICES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.