ICICI BANK LTD. vs M&M FIN. SERVICES LTD

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and M&M FIN. SERVICES LTD (M&MFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs M&MFIN on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

M&MFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.85
P/E ratio
17.67
2.78
P/B ratio
2.00
0.83%
Dividend yield
1.96%
₹75.71
EPS
₹20.54

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
12.30%
7.20%
Return on capital
8.72%
0.00%
EBITDA margin
62.64%
30.02%
Net margin
13.57%

Growth

M&MFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
Profit CAGR (3Y)
11.37%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.26L Cr
Market cap
₹50,386 Cr
₹3.12L Cr
Revenue
₹21,087 Cr
₹57,936 Cr
Net profit
₹2,861 Cr
0.00
Debt / equity
5.14
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
M&M FIN. SERVICES LTD
  • + ["Company has been maintaining a healthy dividend payout of 37.4%"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 11.1% over last 3 years.", "Company might be capitalizing the interest cost"]
ICICI BANK LTD. full analysis M&M FIN. SERVICES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.