ICICI BANK LTD. vs MAS FINANCIAL SERV LTD

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and MAS FINANCIAL SERV LTD (MASFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs MASFIN on 6 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
15.34
2.78
P/B ratio
1.94
0.78%
Dividend yield
0.40%
₹75.71
EPS
₹20.46

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
13.40%
7.20%
Return on capital
11.30%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)
22.21%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹5,700 Cr
₹0 Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹376 Cr
0.00
Debt / equity
3.78
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
MAS FINANCIAL SERV LTD
  • + ["Company has delivered good profit growth of 21.0% CAGR over last 5 years", "Company's median sales growth is 24.4% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Promoter holding has decreased over last 3 years: -7.08%"]
ICICI BANK LTD. full analysis MAS FINANCIAL SERV LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs MAS FINANCIAL SERV LTD: Share Price, Valuation & Which to Buy | DocStoX