ICICI BANK LTD. vs MASTER TRUST LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and MASTER TRUST LIMITED (MASTERTR) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs MASTERTR on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.84
P/E ratio
7.86
2.78
P/B ratio
1.15
0.83%
Dividend yield
0.00%
₹75.71
EPS
₹10.25

Profitability

MASTERTR takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
17.30%
7.20%
Return on capital
24.00%
0.00%
EBITDA margin
41.00%
30.02%
Net margin
21.88%

Growth

MASTERTR takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
19.33%
7.93%
Profit CAGR (3Y)
24.05%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.21L Cr
Market cap
₹998 Cr
₹3.12L Cr
Revenue
₹576 Cr
₹57,936 Cr
Net profit
₹126 Cr
0.00
Debt / equity
0.13
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
MASTER TRUST LIMITED
  • + ["Company has delivered good profit growth of 29.7% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Contingent liabilities of Rs.476 Cr.", "Company's cost of borrowing seems high"]
ICICI BANK LTD. full analysis MASTER TRUST LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.