ICICI BANK LTD. vs Credent Global Finance Ltd

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and Credent Global Finance Ltd (ORACLECREDITLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Credent Global Finance Ltd leads ICICIBANK vs ORACLECREDITLTD on 6 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
8.10
2.78
P/B ratio
1.47
0.78%
Dividend yield
1.52%
₹75.71
EPS
₹4.07

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
23.60%
7.20%
Return on capital
21.60%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)
52.86%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹206 Cr
₹0 Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹25 Cr
0.00
Debt / equity
0.30
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
Credent Global Finance Ltd
  • ["Promoter holding has decreased over last quarter: -5.06%", "Promoter holding is low: 26.0%", "Company has a low return on equity of 8.57% over last 3 years."]
ICICI BANK LTD. full analysis Credent Global Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs Credent Global Finance Ltd: Share Price, Valuation & Which to Buy | DocStoX