ICICI BANK LTD. vs PAL Credit & Capital Ltd

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and PAL Credit & Capital Ltd (PALCREDIT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs PALCREDIT on 6 of 14 metrics (6 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
0.00
2.78
P/B ratio
0.00
0.78%
Dividend yield
0.00%
₹75.71
EPS
₹-0.28

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
0.00%
7.20%
Return on capital
0.00%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹0 Cr
₹0 Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹-1 Cr
0.00
Debt / equity
0.00
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
PAL Credit & Capital Ltd
  • ["Company has low interest coverage ratio."]
ICICI BANK LTD. full analysis PAL Credit & Capital Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs PAL Credit & Capital Ltd: Share Price, Valuation & Which to Buy | DocStoX