ICICI BANK LTD. vs POWER FIN CORP LTD.

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and POWER FIN CORP LTD. (PFC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, POWER FIN CORP LTD. leads ICICIBANK vs PFC on 6 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
5.16
2.78
P/B ratio
1.07
0.78%
Dividend yield
4.59%
₹75.71
EPS
₹78.49

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
20.70%
7.20%
Return on capital
9.71%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)
16.66%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹1.34L Cr
₹0 Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹33,625 Cr
0.00
Debt / equity
8.38
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
POWER FIN CORP LTD.
  • + ["Stock is trading at 1.01 times its book value", "Stock is providing a good dividend yield of 4.56%.", "Company has been maintaining a healthy dividend payout of 23.0%", "Company's working capital requirements have reduced from 18.3 days to 12.4 days"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.0% over past five years.", "Company might be capitalizing the interest cost"]
ICICI BANK LTD. full analysis POWER FIN CORP LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs POWER FIN CORP LTD.: Share Price, Valuation & Which to Buy | DocStoX