ICICI BANK LTD. vs PIRAMAL FINANCE LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and PIRAMAL FINANCE LIMITED (PIRAMALFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs PIRAMALFIN on 8 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
32.31
2.78
P/B ratio
1.76
0.78%
Dividend yield
0.52%
₹75.71
EPS
₹66.36

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
0.86%
7.20%
Return on capital
6.00%
0.00%
EBITDA margin
60.00%
0.00%
Net margin
12.65%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
21.45%
17.78%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹49,101 Cr
₹0 Cr
Revenue
₹11,903 Cr
₹57,936 Cr
Net profit
₹1,506 Cr
0.00
Debt / equity
2.84
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
PIRAMAL FINANCE LIMITED
  • ["Company has low interest coverage ratio.", "Tax rate seems low", "Company has a low return on equity of 0.55% over last 3 years.", "Dividend payout has been low at 5.51% of profits over last 3 years", "Working capital days have increased from -7.71 days to 83.6 days"]
ICICI BANK LTD. full analysis PIRAMAL FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs PIRAMAL FINANCE LIMITED: Share Price, Valuation & Which to Buy | DocStoX