ICICI BANK LTD. vs PAUL MERCHANTS LTD.

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and PAUL MERCHANTS LTD. (PML) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs PML on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PML takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.82
P/E ratio
0.55
2.78
P/B ratio
0.16
0.83%
Dividend yield
0.00%
₹75.71
EPS
₹871.40

Profitability

ICICIBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
1.20%
7.20%
Return on capital
3.00%
0.00%
EBITDA margin
-1.00%
30.02%
Net margin
12.97%

Growth

PML takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
-33.37%
7.93%
Profit CAGR (3Y)
82.85%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.21L Cr
Market cap
₹149 Cr
₹3.12L Cr
Revenue
₹2,074 Cr
₹57,936 Cr
Net profit
₹269 Cr
0.00
Debt / equity
0.01
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
PAUL MERCHANTS LTD.
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.17 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -7.05% over past five years.", "Company has a low return on equity of -20.0% over last 3 years.", "Contingent liabilities of Rs.52.2 Cr.", "Earnings include an other income of Rs.17.0 Cr."]
ICICI BANK LTD. full analysis PAUL MERCHANTS LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.