ICICI BANK LTD. vs Raama Finance Ltd

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and Raama Finance Ltd (RAMCHANDRALEASINGFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs RAMCHANDRALEASINGFINANCELTD on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability12
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.89
P/E ratio
18.30
2.78
P/B ratio
4.60
0.83%
Dividend yield
0.00%
₹75.71
EPS
₹0.00

Profitability

RAMCHANDRALEASINGFINANCELTD takes 2/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
18.50%
7.20%
Return on capital
22.90%
0.00%
EBITDA margin even
0.00%
30.02%
Net margin
0.00%

Growth

RAMCHANDRALEASINGFINANCELTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
Profit CAGR (3Y)
583.99%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.26L Cr
Market cap
₹136 Cr
₹3.12L Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹0 Cr
0.00
Debt / equity
0.06
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
Raama Finance Ltd
  • + ["Company has delivered good profit growth of 218% CAGR over last 5 years"]
  • ["Stock is trading at 4.74 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 11.5% over last 3 years."]
ICICI BANK LTD. full analysis Raama Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICIBANK vs RAMCHANDRALEASINGFINANCELTD: Share Price, Valuation & Which to Buy | DocStoX