ICICI BANK LTD. vs REC LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and REC LIMITED (RECLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, REC LIMITED leads ICICIBANK vs RECLTD on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

RECLTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.86
P/E ratio
5.08
2.78
P/B ratio
1.14
0.83%
Dividend yield
1.32%
₹75.71
EPS
₹61.93

Profitability

RECLTD takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
20.00%
7.20%
Return on capital
9.71%
0.00%
EBITDA margin
95.64%
30.02%
Net margin
27.37%

Growth

RECLTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
14.73%
7.93%
Profit CAGR (3Y)
13.45%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.30L Cr
Market cap
₹82,700 Cr
₹3.12L Cr
Revenue
₹59,628 Cr
₹57,936 Cr
Net profit
₹16,308 Cr
0.00
Debt / equity
6.19
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
REC LIMITED
  • + ["Stock is trading at 0.99 times its book value", "Stock is providing a good dividend yield of 5.86%.", "Company has been maintaining a healthy dividend payout of 29.9%"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.9% over past five years.", "Company might be capitalizing the interest cost"]
ICICI BANK LTD. full analysis REC LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.