ICICI Bank Limited vs Regency Fincorp Ltd

A side-by-side comparison of ICICI Bank Limited (ICICIBANK) and Regency Fincorp Ltd (REGENCYFINCORPLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Limited leads ICICIBANK vs REGENCYFINCORPLTD on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.41
P/E ratio
30.70
2.66
P/B ratio
2.37
0.87%
Dividend yield
0.00%
₹75.89
EPS
₹0.78

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

14.28%
Return on equity
9.51%
5.70%
Return on capital
8.00%
0.00%
EBITDA margin
73.00%
29.68%
Net margin
23.81%

Growth

REGENCYFINCORPLTD takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

6.96%
Revenue CAGR (3Y)
35.02%
7.93%
Profit CAGR (3Y)
136.93%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.03L Cr
Market cap
₹408 Cr
₹1.95L Cr
Revenue
₹21 Cr
₹57,936 Cr
Net profit
₹5 Cr
0.00
Debt / equity
0.98
ICICI Bank Limited
  • + ["Company has delivered good profit growth of 23.3% CAGR over last 5 years", "Company has delivered good sales growth of 17.0% CAGR over last 5 years"]
  • − []
Regency Fincorp Ltd
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 96.3% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend", "Promoter holding has decreased over last quarter: -2.31%", "Promoter holding is low: 21.4%", "Company has a low return on equity of 8.11% over last 3 years.", "Company might be capitalizing the interest cost"]
ICICI Bank Limited full analysis Regency Fincorp Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.