ICICI BANK LTD. vs SG FINSERVE LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and SG FINSERVE LIMITED (SGFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs SGFIN on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.86
P/E ratio
34.94
2.78
P/B ratio
3.05
0.83%
Dividend yield
0.00%
₹75.71
EPS
₹19.56

Profitability

SGFIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
8.77%
7.20%
Return on capital
15.44%
0.00%
EBITDA margin
51.60%
30.02%
Net margin
38.29%

Growth

SGFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
100.36%
7.93%
Profit CAGR (3Y)
92.13%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.30L Cr
Market cap
₹4,465 Cr
₹3.12L Cr
Revenue
₹333 Cr
₹57,936 Cr
Net profit
₹128 Cr
0.00
Debt / equity
1.85
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
SG FINSERVE LIMITED
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 141% CAGR over last 5 years", "Promoter holding has increased by 4.03% over last quarter.", "Company's median sales growth is 40.3% of last 10 years"]
  • ["Stock is trading at 3.06 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 10.1% over last 3 years.", "Company might be capitalizing the interest cost"]
ICICI BANK LTD. full analysis SG FINSERVE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.