ICICI Bank Limited vs SMC Credits Ltd

A side-by-side comparison of ICICI Bank Limited (ICICIBANK) and SMC Credits Ltd (SMCCREDITSLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Limited leads ICICIBANK vs SMCCREDITSLTD on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability30
  • Growth01
  • Size & financial health40

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.41
P/E ratio
2.30
2.66
P/B ratio
0.01
0.87%
Dividend yield
0.00%
₹75.89
EPS
₹5.00

Profitability

ICICIBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

14.28%
Return on equity
2.72%
5.70%
Return on capital
3.34%
0.00%
EBITDA margin even
0.00%
29.68%
Net margin
0.00%

Growth

SMCCREDITSLTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

6.96%
Revenue CAGR (3Y) even
—
7.93%
Profit CAGR (3Y)
48.19%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.03L Cr
Market cap
₹0 Cr
₹1.95L Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹13 Cr
0.00
Debt / equity
0.01
ICICI Bank Limited
  • + ["Company has delivered good profit growth of 23.3% CAGR over last 5 years", "Company has delivered good sales growth of 17.0% CAGR over last 5 years"]
  • − []
SMC Credits Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company has delivered good profit growth of 48.6% CAGR over last 5 years"]
  • − ["Company has a low return on equity of 1.43% over last 3 years."]
ICICI Bank Limited full analysis SMC Credits Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.