ICICI BANK LTD. vs Sumedha Fiscal Services Ltd

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and Sumedha Fiscal Services Ltd (SUMEDHAFISCALSERVICESLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs SUMEDHAFISCALSERVICESLTD on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth10
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SUMEDHAFISCALSERVICESLTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.89
P/E ratio
11.30
2.78
P/B ratio
0.49
0.83%
Dividend yield
2.51%
₹75.71
EPS
₹3.03

Profitability

ICICIBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
3.73%
7.20%
Return on capital
5.00%
0.00%
EBITDA margin
3.00%
30.02%
Net margin
1.82%

Growth

ICICIBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
21.72%
7.93%
Profit CAGR (3Y)
0.00%

Size & financial health

ICICIBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.26L Cr
Market cap
₹32 Cr
₹3.12L Cr
Revenue
₹110 Cr
₹57,936 Cr
Net profit
₹2 Cr
0.00
Debt / equity even
0.00
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
Sumedha Fiscal Services Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.48 times its book value", "Company is expected to give good quarter", "Company has been maintaining a healthy dividend payout of 18.1%"]
  • ["Company has a low return on equity of 6.29% over last 3 years."]
ICICI BANK LTD. full analysis Sumedha Fiscal Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.