ICICI BANK LTD. vs TURTLEMINT FINTECH SOLS L

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and TURTLEMINT FINTECH SOLS L (TURTLEMINT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs TURTLEMINT on 10 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.90
P/E ratio
0.00
2.78
P/B ratio
3.80
0.84%
Dividend yield
0.00%
₹75.71
EPS
₹-18,628.60

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
-39.90%
7.20%
Return on capital
-37.00%
0.00%
EBITDA margin
-28.00%
0.00%
Net margin
-29.26%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
37.77%
7.93%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.24L Cr
Market cap
₹3,833 Cr
₹0 Cr
Revenue
₹663 Cr
₹57,936 Cr
Net profit
₹-194 Cr
0.00
Debt / equity
0.05
ICICI BANK LTD.
  • ["Stock is trading at 2.72 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 70.0 days to 118 days"]
TURTLEMINT FINTECH SOLS L
  • + ["Company has reduced debt.", "Company is almost debt free.", "Debtor days have improved from 105 to 52.8 days.", "Company's working capital requirements have reduced from 427 days to 30.7 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 13.2%", "Company has a low return on equity of -34.5% over last 3 years."]
ICICI BANK LTD. full analysis TURTLEMINT FINTECH SOLS L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.