ICICI BANK LTD. vs Unifinz Capital India Ltd

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and Unifinz Capital India Ltd (UNIFINZCAPITALLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs UNIFINZCAPITALLTD on 6 of 14 metrics (5 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
6.40
2.78
P/B ratio
3.42
0.78%
Dividend yield
0.39%
₹75.71
EPS
₹4.53

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
72.10%
7.20%
Return on capital
55.20%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹561 Cr
₹0 Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹20 Cr
0.00
Debt / equity
1.29
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
Unifinz Capital India Ltd
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 182% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 64.0%", "Company's median sales growth is 158% of last 10 years"]
  • ["Promoter holding is low: 24.6%", "Promoter holding has decreased over last 3 years: -47.2%"]
ICICI BANK LTD. full analysis Unifinz Capital India Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs Unifinz Capital India Ltd: Share Price, Valuation & Which to Buy | DocStoX