ICICI BANK LTD. vs Upsurge Investment & Finance Ltd

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and Upsurge Investment & Finance Ltd (UPSURGEINVESTMENTANDFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads ICICIBANK vs UPSURGEINVESTMENTANDFINANCELTD on 8 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
49.50
2.78
P/B ratio
1.36
0.78%
Dividend yield
0.69%
₹75.71
EPS
₹7.95

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
2.91%
7.20%
Return on capital
5.25%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
17.78%
Profit CAGR (3Y)
67.98%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹160 Cr
₹0 Cr
Revenue
₹0 Cr
₹57,936 Cr
Net profit
₹16 Cr
0.00
Debt / equity
0.02
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
Upsurge Investment & Finance Ltd
  • + ["Company is almost debt free.", "Promoter holding has increased by 3.94% over last quarter."]
  • ["Company has a low return on equity of 13.1% over last 3 years.", "Earnings include an other income of Rs.1.70 Cr.", "Working capital days have increased from 132 days to 251 days"]
ICICI BANK LTD. full analysis Upsurge Investment & Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI BANK LTD. vs Upsurge Investment & Finance Ltd: Share Price, Valuation & Which to Buy | DocStoX