ICICI BANK LTD. vs UTKARSH SMALL FIN BANK L
A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and UTKARSH SMALL FIN BANK L (UTKARSHBNK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, ICICI BANK LTD. leads ICICIBANK vs UTKARSHBNK on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation13
- Profitability40
- Growth· not comparable—
- Size & financial health40
Valuation
UTKARSHBNK takes 3/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
ICICIBANK takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
ICICIBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- − ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
- + ["Stock is trading at 0.94 times its book value"]
- − ["Company has low interest coverage ratio.", "Company has a low return on equity of -7.56% over last 3 years.", "Earnings include an other income of Rs.412 Cr."]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.