ICICI Bank Ltd vs WSFX Global Pay Ltd

A side-by-side comparison of ICICI Bank Ltd (ICICIBANK) and WSFX Global Pay Ltd (WSFX) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

ICICI Bank Ltd and WSFX Global Pay Ltd are evenly matched on the numbers (66, 2 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.33
P/E ratio
22.42
2.78
P/B ratio
1.91
0.78%
Dividend yield
2.40%
₹75.71
EPS
₹2.81

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
-17.29%
7.20%
Return on capital
18.00%
0.00%
EBITDA margin
12.00%
0.00%
Net margin
3.37%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
-21.31%
7.93%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.25L Cr
Market cap
₹79 Cr
₹0 Cr
Revenue
₹89 Cr
₹57,936 Cr
Net profit
₹3 Cr
0.00
Debt / equity
0.40
ICICI Bank Ltd
  • ["Stock is trading at 2.74 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,18,852 Cr."]
WSFX Global Pay Ltd
  • + ["Company has delivered good profit growth of 28.8% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 37.7%"]
  • ["Promoter holding has decreased over last quarter: -0.45%", "Company has a low return on equity of 13.3% over last 3 years.", "Earnings include an other income of Rs.4.02 Cr."]
ICICI Bank Ltd full analysis WSFX Global Pay Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICI Bank Ltd vs WSFX Global Pay Ltd: Share Price, Valuation & Which to Buy | DocStoX