INDUSTRIAL & PRU INV CO L vs STATE BANK OF INDIA

A side-by-side comparison of INDUSTRIAL & PRU INV CO L (INDPRUD) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

INDUSTRIAL & PRU INV CO L vs STATE BANK OF INDIA are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.

  • Valuation31
  • Profitability31
  • Growth01
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

INDPRUD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

16.50
P/E ratio
11.28
1.23
P/B ratio
1.63
1.94%
Dividend yield
1.66%
₹380.30
EPS
₹90.24

Profitability

INDPRUD takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

7.71%
Return on equity
15.40%
8.00%
Return on capital
6.13%
84.00%
EBITDA margin
16.68%
914.29%
Net margin
11.95%

Growth

SBIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

0.00%
Revenue CAGR (3Y) even
12.46%
Profit CAGR (3Y)
14.49%

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1,029 Cr
Market cap
₹9.42L Cr
₹7 Cr
Revenue
₹7.13L Cr
₹64 Cr
Net profit
₹86,666 Cr
0.00
Debt / equity even
0.00
INDUSTRIAL & PRU INV CO L
  • + ["Company is almost debt free.", "Company has been maintaining a healthy dividend payout of 31.0%"]
  • ["The company has delivered a poor sales growth of -4.21% over past five years.", "Tax rate seems low", "Company has a low return on equity of 7.49% over last 3 years.", "Earnings include an other income of Rs.55.8 Cr."]
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
INDUSTRIAL & PRU INV CO L full analysis STATE BANK OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.