JIO FIN SERVICES LTD vs SHRIRAM FINANCE LIMITED

A side-by-side comparison of JIO FIN SERVICES LTD (JIOFIN) and SHRIRAM FINANCE LIMITED (SHRIRAMFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, SHRIRAM FINANCE LIMITED leads JIOFIN vs SHRIRAMFIN on 7 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

97.12
P/E ratio
19.43
1.14
P/B ratio
3.05
0.21%
Dividend yield
1.05%
₹2.46
EPS
₹53.28

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

1.19%
Return on equity
16.40%
2.00%
Return on capital
11.50%
66.00%
EBITDA margin
0.00%
44.44%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

327.39%
Revenue CAGR (3Y)
269.27%
Profit CAGR (3Y)
18.53%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.53L Cr
Market cap
₹1.95L Cr
₹3,513 Cr
Revenue
₹0 Cr
₹1,561 Cr
Net profit
₹10,024 Cr
0.16
Debt / equity
3.96
JIO FIN SERVICES LTD
  • + ["Stock is trading at 1.15 times its book value", "Company is expected to give good quarter", "Promoter holding has increased by 2.01% over last quarter."]
  • ["Company has a low return on equity of 1.23% over last 3 years.", "Working capital days have increased from 4,699 days to 14,113 days"]
SHRIRAM FINANCE LIMITED
  • + ["Company has delivered good profit growth of 32.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 20.9%"]
  • ["Stock is trading at 2.95 times its book value", "Company has low interest coverage ratio.", "Promoter holding has decreased over last quarter: -5.08%"]
JIO FIN SERVICES LTD full analysis SHRIRAM FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.