JIND POL INV & FIN CO LTD vs STATE BANK OF INDIA

A side-by-side comparison of JIND POL INV & FIN CO LTD (JPOLYINVST) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, JIND POL INV & FIN CO LTD leads JPOLYINVST vs SBIN on 9 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

1.33
P/E ratio
11.57
0.74
P/B ratio
1.63
0.00%
Dividend yield
1.70%
₹815.75
EPS
₹90.24

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

54.80%
Return on equity
15.40%
63.00%
Return on capital
6.13%
97.00%
EBITDA margin
0.00%
82.74%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-30.77%
Revenue CAGR (3Y)
19.88%
Profit CAGR (3Y)
14.49%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1,151 Cr
Market cap
₹9.64L Cr
₹1,037 Cr
Revenue
₹0 Cr
₹858 Cr
Net profit
₹86,666 Cr
0.01
Debt / equity
0.00
JIND POL INV & FIN CO LTD
  • + ["Company is almost debt free.", "Stock is trading at 0.71 times its book value", "Company has delivered good profit growth of 123% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Tax rate seems low"]
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,97,711 Cr."]
JIND POL INV & FIN CO LTD full analysis STATE BANK OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.