Nalin Lease Finance Ltd vs State Bank of India

A side-by-side comparison of Nalin Lease Finance Ltd (NLFL) and State Bank of India (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads NLFL vs SBIN on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth01
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

7.44
P/E ratio
10.67
0.65
P/B ratio
1.63
1.31%
Dividend yield
1.72%
₹5.37
EPS
₹90.24

Profitability

NLFL takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.00%
Return on equity
15.40%
9.89%
Return on capital
6.13%
68.84%
EBITDA margin
16.68%
44.50%
Net margin
11.95%

Growth

SBIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
26.64%
2.29%
Profit CAGR (3Y)
14.49%

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹26 Cr
Market cap
₹8.88L Cr
₹214.43L Cr
Revenue
₹7.13L Cr
₹4 Cr
Net profit
₹86,666 Cr
0.27
Debt / equity
0.00
Nalin Lease Finance Ltd
  • + ["Stock is trading at 0.68 times its book value"]
  • − ["The company has delivered a poor profit growth of 4.9% over past five years."]
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
Nalin Lease Finance Ltd full analysis State Bank of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.