Octal Credit Capital Ltd vs STATE BANK OF INDIA

A side-by-side comparison of Octal Credit Capital Ltd (OCTAL) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads OCTAL vs SBIN on 8 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth· not comparable—
  • Size & financial health03

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

-11.30
P/E ratio
10.79
0.39
P/B ratio
1.63
0.00%
Dividend yield
1.72%
₹-3.16
EPS
₹90.24

Profitability

SBIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

-6.76%
Return on equity
15.40%
-6.72%
Return on capital
6.13%
25.00%
EBITDA margin
16.68%
-400.00%
Net margin
11.95%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
26.64%
—
Profit CAGR (3Y) even
14.49%

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9 Cr
Market cap
₹8.99L Cr
₹0 Cr
Revenue
₹7.13L Cr
₹-2 Cr
Net profit
₹86,666 Cr
0.00
Debt / equity even
0.00
Octal Credit Capital Ltd
  • + ["Stock is trading at 0.41 times its book value"]
  • − ["Company has a low return on equity of 5.2% over last 3 years.", "Company reported a net loss of ₹2 Cr in its latest financial year."]
STATE BANK OF INDIA
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
Octal Credit Capital Ltd full analysis STATE BANK OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.