ORACLE FIN SERV SOFT LTD. vs PERSISTENT SYSTEMS LTD

A side-by-side comparison of ORACLE FIN SERV SOFT LTD. (OFSS) and PERSISTENT SYSTEMS LTD (PERSISTENT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ORACLE FIN SERV SOFT LTD. leads OFSS vs PERSISTENT on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

38.82
P/E ratio
43.85
12.38
P/B ratio
9.72
3.59%
Dividend yield
0.46%
₹303.25
EPS
₹118.23

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

32.60%
Return on equity
27.30%
45.00%
Return on capital
34.00%
45.00%
EBITDA margin
19.00%
34.40%
Net margin
12.65%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

10.42%
Revenue CAGR (3Y)
20.87%
13.48%
Profit CAGR (3Y)
26.51%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.02L Cr
Market cap
₹81,780 Cr
₹7,672 Cr
Revenue
₹14,748 Cr
₹2,639 Cr
Net profit
₹1,865 Cr
0.00
Debt / equity
0.06
ORACLE FIN SERV SOFT LTD.
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is providing a good dividend yield of 3.43%.", "Company has a good return on equity (ROE) track record: 3 Years ROE 30.3%", "Company has been maintaining a healthy dividend payout of 107%"]
  • ["Stock is trading at 13.0 times its book value", "The company has delivered a poor sales growth of 9.01% over past five years."]
PERSISTENT SYSTEMS LTD
  • + ["Company is almost debt free.", "Company has delivered good profit growth of 35.9% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 25.4%", "Company has been maintaining a healthy dividend payout of 36.5%", "Company's median sales growth is 19.6% of last 10 years"]
  • ["Stock is trading at 10.2 times its book value", "Working capital days have increased from 47.9 days to 73.1 days"]
ORACLE FIN SERV SOFT LTD. full analysis PERSISTENT SYSTEMS LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.