ONELIFE CAP ADVISORS LTD vs STATE BANK OF INDIA

A side-by-side comparison of ONELIFE CAP ADVISORS LTD (ONELIFECAP) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads ONELIFECAP vs SBIN on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability22
  • Growth· not comparable
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SBIN takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.92
P/E ratio
11.31
1.93
P/B ratio
1.63
0.03%
Dividend yield
1.66%
₹1.43
EPS
₹90.24

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

9.96%
Return on equity
15.40%
11.41%
Return on capital
6.13%
-124.81%
EBITDA margin
16.68%
60.04%
Net margin
11.95%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

20.40%
Revenue CAGR (3Y) even
Profit CAGR (3Y) even
14.49%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹117 Cr
Market cap
₹9.44L Cr
₹9 Cr
Revenue
₹7.13L Cr
₹5 Cr
Net profit
₹86,666 Cr
0.10
Debt / equity
0.00
ONELIFE CAP ADVISORS LTD
  • + ["Company has delivered good profit growth of 156% CAGR over last 5 years", "Debtor days have improved from 258 to 26.4 days."]
  • ["Promoter holding is low: 26.0%", "Company has a low return on equity of -8.89% over last 3 years.", "Promoters have pledged 71.0% of their holding.", "Earnings include an other income of Rs.21.7 Cr.", "Promoter holding has decreased over last 3 years: -26.1%", "Working capital days have increased from -25.0 days to 405 days"]
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
ONELIFE CAP ADVISORS LTD full analysis STATE BANK OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.