POWER FIN CORP LTD. vs STATE BANK OF INDIA

A side-by-side comparison of POWER FIN CORP LTD. (PFC) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, POWER FIN CORP LTD. leads PFC vs SBIN on 6 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

5.16
P/E ratio
11.57
1.07
P/B ratio
1.63
4.59%
Dividend yield
1.70%
₹78.49
EPS
₹90.24

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

20.70%
Return on equity
15.40%
9.71%
Return on capital
6.13%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
16.66%
Profit CAGR (3Y)
14.49%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.34L Cr
Market cap
₹9.64L Cr
₹0 Cr
Revenue
₹0 Cr
₹33,625 Cr
Net profit
₹86,666 Cr
8.38
Debt / equity
0.00
POWER FIN CORP LTD.
  • + ["Stock is trading at 1.01 times its book value", "Stock is providing a good dividend yield of 4.56%.", "Company has been maintaining a healthy dividend payout of 23.0%", "Company's working capital requirements have reduced from 18.3 days to 12.4 days"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.0% over past five years.", "Company might be capitalizing the interest cost"]
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,97,711 Cr."]
POWER FIN CORP LTD. full analysis STATE BANK OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.