REPCO HOME FINANCE LTD vs STATE BANK OF INDIA
A side-by-side comparison of REPCO HOME FINANCE LTD (REPCOHOME) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, STATE BANK OF INDIA leads REPCOHOME vs SBIN on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation22
- Profitability31
- Growth10
- Size & financial health04
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
EvenHow expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
REPCOHOME takes 3/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
REPCOHOME takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
SBIN takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Stock is trading at 0.57 times its book value"]
- − ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 5.43% over past five years.", "Company has a low return on equity of 13.9% over last 3 years.", "Dividend payout has been low at 6.61% of profits over last 3 years"]
- + ["Company has been maintaining a healthy dividend payout of 18.6%"]
- − ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.