SBI Life Insurance Company Limited vs Shriram Finance Limited

A side-by-side comparison of SBI Life Insurance Company Limited (SBILIFE) and Shriram Finance Limited (SHRIRAMFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Shriram Finance Limited leads SBILIFE vs SHRIRAMFIN on 12 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability04
  • Growth02
  • Size & financial health22
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SHRIRAMFIN takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

67.29
P/E ratio
17.64
8.48
P/B ratio
2.31
0.16%
Dividend yield
1.04%
₹24.62
EPS
₹53.29

Profitability

SHRIRAMFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

12.94%
Return on equity
15.21%
0.52%
Return on capital
11.00%
0.80%
EBITDA margin
73.67%
2.19%
Net margin
20.83%

Growth

SHRIRAMFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

11.89%
Revenue CAGR (3Y)
16.45%
12.80%
Profit CAGR (3Y)
18.53%

Size & financial health

Even

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.67L Cr
Market cap
₹2.21L Cr
₹1.13L Cr
Revenue
₹48,133 Cr
₹2,470 Cr
Net profit
₹10,024 Cr
0.00
Debt / equity
2.75
SBI Life Insurance Company Limited
  • + []
  • − ["Stock is trading at 8.71 times its book value", "The company has delivered a poor sales growth of 6.6% over past five years."]
Shriram Finance Limited
  • + ["Company has delivered good profit growth of 32.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 25.4%", "Company has delivered good sales growth of 22.6% CAGR over last 5 years"]
  • − []
SBI Life Insurance Company Limited full analysis Shriram Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.