SBI LIFE INSURANCE CO LTD vs TATA CAPITAL LIMITED

A side-by-side comparison of SBI LIFE INSURANCE CO LTD (SBILIFE) and TATA CAPITAL LIMITED (TATACAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, TATA CAPITAL LIMITED leads SBILIFE vs TATACAP on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

77.97
P/E ratio
31.60
9.74
P/B ratio
3.30
0.15%
Dividend yield
0.17%
₹24.08
EPS
₹11.42

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

14.21%
Return on equity
12.30%
17.00%
Return on capital
8.58%
2.00%
EBITDA margin
73.04%
2.06%
Net margin
15.80%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

11.68%
Revenue CAGR (3Y)
33.21%
12.80%
Profit CAGR (3Y)
18.41%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.88L Cr
Market cap
₹1.53L Cr
₹1.17L Cr
Revenue
₹31,540 Cr
₹2,413 Cr
Net profit
₹4,891 Cr
0.00
Debt / equity
6.31
SBI LIFE INSURANCE CO LTD
  • + ["Company is almost debt free.", "Company is expected to give good quarter"]
  • ["Stock is trading at 9.27 times its book value", "The company has delivered a poor sales growth of 6.52% over past five years.", "Tax rate seems low", "Earnings include an other income of Rs.1,991 Cr.", "Dividend payout has been low at 12.2% of profits over last 3 years"]
TATA CAPITAL LIMITED
  • ["Stock is trading at 3.16 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.2% over last 3 years.", "Company might be capitalizing the interest cost"]
SBI LIFE INSURANCE CO LTD full analysis TATA CAPITAL LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.