SBI Life Insurance Company Ltd vs Tata Capital Ltd

A side-by-side comparison of SBI Life Insurance Company Ltd (SBILIFE) and Tata Capital Ltd (TATACAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Tata Capital Ltd leads SBILIFE vs TATACAP on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation12
  • Profitability22
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

TATACAP takes 2/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

70.27
P/E ratio
31.79
8.48
P/B ratio
3.30
0.16%
Dividend yield even
0.16%
₹24.08
EPS
₹11.42

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

14.21%
Return on equity
12.40%
17.00%
Return on capital
8.58%
1.20%
EBITDA margin
73.04%
2.06%
Net margin
15.80%

Growth

TATACAP takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

11.68%
Revenue CAGR (3Y)
33.27%
12.80%
Profit CAGR (3Y)
18.41%

Size & financial health

SBILIFE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.68L Cr
Market cap
₹1.53L Cr
₹1.17L Cr
Revenue
₹31,583 Cr
₹2,413 Cr
Net profit
₹4,891 Cr
0.00
Debt / equity
5.64
SBI Life Insurance Company Ltd
  • + ["Company is almost debt free.", "Company is expected to give good quarter"]
  • ["Stock is trading at 8.40 times its book value", "The company has delivered a poor sales growth of 6.52% over past five years.", "Tax rate seems low", "Earnings include an other income of Rs.1,991 Cr.", "Dividend payout has been low at 12.2% of profits over last 3 years"]
Tata Capital Ltd
  • ["Stock is trading at 3.36 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.2% over last 3 years.", "Company might be capitalizing the interest cost"]
SBI Life Insurance Company Ltd full analysis Tata Capital Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.