State Bank of India vs SG Finserve Limited

A side-by-side comparison of State Bank of India (SBIN) and SG Finserve Limited (SGFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads SBIN vs SGFIN on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability13
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SBIN takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.67
P/E ratio
35.88
1.63
P/B ratio
2.99
1.72%
Dividend yield
0.00%
₹90.24
EPS
₹19.56

Profitability

SGFIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
8.74%
6.13%
Return on capital
15.44%
16.68%
EBITDA margin
91.91%
11.95%
Net margin
38.29%

Growth

SGFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y)
100.36%
14.49%
Profit CAGR (3Y)
92.13%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.88L Cr
Market cap
₹4,464 Cr
₹7.13L Cr
Revenue
₹333 Cr
₹86,666 Cr
Net profit
₹128 Cr
0.00
Debt / equity
1.85
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years"]
  • − []
SG Finserve Limited
  • + ["Company has delivered good profit growth of 129.6% CAGR over last 5 years", "Company has delivered good sales growth of 187.4% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
State Bank of India full analysis SG Finserve Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.